Are you facing the daunting challenges of foreclosure, liens, or code violations?

Look no further! We are Home Free Realtors, a dedicated professional with a passion for helping homeowners overcome these difficult situations. With my expertise in handling foreclosures, we offer a comprehensive range of services designed to provide you with the solutions you need. At Home Free Realtors, we specialize in assisting motivated sellers like yourself who are burdened with foreclosure, liens, or code violations. We understand the immense stress and uncertainty that can accompany these circumstances, and we are here to offer a helping hand and a way out.  So here is a list of liens that you should be aware of:

 

  • Mortgage Lien: This is the most common type of real estate lien. When you buy a property with a mortgage loan, the lender places a mortgage lien on the property. It means that if you fail to repay the loan as agreed, the lender has the right to sell the property to recover the outstanding amount.

 

  • Tax Lien: When property taxes are not paid, the government may place a tax lien on the property. The tax lien takes priority over other liens and gives the government the right to sell the property to recover the unpaid taxes

 

  • Mechanic's Lien: Contractors, suppliers, or laborers who have provided work or materials for a property and haven't been paid can file a mechanic's lien. This lien ensures that they have a claim on the property and can take legal action to recover the unpaid amount.

 

  • Judgment Lien: If you have a court judgment against you for an unpaid debt, the creditor can place a judgment lien on your property. This lien allows the creditor to collect the debt by forcing the sale of the property.

 

  • HOA Lien: If you're part of a homeowners association (HOA) and fail to pay your dues or assessments, the HOA can place a lien on your property. This lien gives them the right to take legal action to collect the unpaid fees.

 

These are the main types of real estate liens. They represent a legal claim on a property, which can affect the property owner's ability to sell or refinance the property until the lien is satisfied or removed.

 

So don't let foreclosure, liens, or code violations control your life any longer! With our expertise and comprehensive approach, we can help you find the best path forward. Our mission is to alleviate your stress, offer practical solutions, and help you regain control of your financial future. Contact us today, and let's start exploring the possibilities together!